The secret to getting More Money For Your Money

Entrepreneur and financial strategist Allan H. Densmore is an expert retirement consultant based in Port Charlotte, Florida.  After spending over 4 years to finish his tell all book Millionaire Advisor, and overcoming a personal tragedy he lives a much more relaxed lifestyle now.   Allan Densmore now educates his clients on how to enjoy a stress-free retirement utilizing secondary market products. Allan H. Densmore’s clients are enthusiastic about his ability to help them achieve financial security.

Working in the secondary market Allan Densmore help his clients get more money for their money by utilizing secondary market products.  Having been a top shelf advisor for a number of years he gave that all up in 2011.  Then he his highly anticipated book Millionaire Advisor without having to submit his writings for review and approval to the powers that be.  As such his book contains a substantial amount of information that the public is not aware of in the world of finance.  It appears in today’s financial world, the only way you can write a book to tell what you know is not not have any securities or insurance licenses.

Never again does Allan Densmore advocate any retiree to purchase a high priced retail annuity, instead he shows the public how to purchase discounted income contracts.  Now the public can learn how to get more money for their money than they were aware of.  He also shows his clients to earn 4% to 5% or more on their short term money (12 months).  Clients start receiving their first income check in 30 days and receive their principle back 12 months later, and theirs guarantees on both discounted income contracts as well as the short term money.

You can find him at or at

Allan Densmore has given up his securities license and insurance license he longer acts as a Registered Investment Advisor or insurance agent.



Certain States Tax Code Better than Others for Retirement

With the economy continuing to sputter along while more baby boomers prepare to retire, many of Allan H. Densmore’s clients seek ways to preserve their wealth. One option that does not include a portfolio of stocks and bonds might also integrate a life change many potential retirees consider – relocating to a new state. As Allan H. Densmore has pointed out, certain state tax codes can pose big benefits to those without unlimited wealth.

There are currently 12 states among the 50 that do not deduct social security or income taxes. These 12 include Alabama, Nevada, New Hampshire, Tennessee, and Washington.

However, states do need to raise funds through some means, so it is important for potential newcomers to investigate income tax rates, in case they seek a part-time job for supplemental income. Other taxes that warrant investigating include property taxes, for those who plan to buy a unit, and sales tax.

Seven states do not collect income tax and just five remain without sales tax. Alaska collects neither social security, pension, sales, nor income tax, while New Hampshire receives just dividend and interest-related income tax – not social security, pension, or sales tax funds.

Allan Densmore: Little-Known Sources of Income for Retirees

As a retirement consultant with years of experience helping people plan for financial milestones, Allan Densmore knows how to maximize retirement income. He teaches his clients how to buy guaranteed income at a discount through secondary sources, a method of generating retirement funds that few people know how to execute. Allan Densmore also provides valuable tips on supplementing retirement income.

There are many other unusual sources of retirement income. Some retirees earn extra money by participating in a cottage industry, like backyard gardening or creating artisan scarves, ties, or other clothing. Others offset travel costs by working as camp hosts as they tour the country or taking on caretaker positions at historic sites or the homes of the wealthy. Still others take advantage of seasonal employment opportunities, like tax preparation, which, although insufficient to provide a conventional income, are ideal for supplementing retirement income. Other chances to generate extra income in retirement include serving on the boards of nonprofits, tutoring, and caregiving.

Allan Densmore: Strategies for Extending Retirement Income

Having spent the past decade helping recent retirees organize, manage, and enhance their retirement income plans, Allan Densmore has compiled a collection of ways to extend retirement funds.

While most people wouldn’t expect their financial assets to last forever, there are certain techniques that can help stretch an individual’s retirement income. Among the most important tips for increasing financial strength in preparation for retirement is the calculation of living and spending costs summed up in a cash flow analysis. Although everyone expects to retire someday, 47 percent of people say that neither they nor their spouse have made such a projected financial analysis for their retirement.

Very important, but less popular, is the idea of delaying retirement. For obvious reasons, putting retirement on hold will afford you more money to spend when the time comes. Worth noting are the statistics that the median age of retirement in 1991 was age 59, while in 2003 it had increased to age 62.

An integral part of any retirement plan is an individual’s 401(k) and his or her respective investment portfolio. It is recommended that investment accounts be reviewed on a number of occasions to assess increased potential for returns. Another significant change would be to put off collecting Social Security until a later age, because starting to collect benefits at age 70 means your monthly check will be nearly twice as large as the income you would receive if you start collecting Social Security at age 62.